US Lawmakers Push SEC to Include Crypto in 401k Retirement Plans

US lawmakers are urging the Securities and Exchange Commission to implement former President Donald Trump's executive order that would open the $12.5 trillion 401k retirement market to cryptocurrency investments. The move, initially proposed in August 2025, aims to provide millions of Americans with access to digital assets as part of their retirement planning.

Members of the Financial Services Committee have formally requested the SEC to collaborate with the Department of Labor on regulatory revisions. The committee emphasized the potential for cryptocurrencies to enhance retirement savings, particularly for the 90 million Americans currently restricted from alternative asset investments.

The initiative reflects growing institutional acceptance of digital assets, with lawmakers specifically referencing bipartisan legislation concerning accredited investors. This development could mark a significant milestone in mainstream financial adoption of cryptocurrencies, potentially affecting market dynamics across major exchanges.